The rejection of an insurance claim can be a disappointing experience.
Follow these Steps to Prevent Claim Rejection
Always keep copies of all documents you submit with your insurance claim form for future reference.
Go through the policy documents carefully, especially exclusions, deductibles, and claim process more than anything.
Submit the claim within the time limit along with all the necessary Documents.
Always verify the accuracy of the insurance claim form before filing it.
Get an acknowledgment Record of any communication you send.
File a complaint to IRDAI They will take it to insurance company and facilitate a re-examination of the complaint and resolution.